Institutional Capital Solutions. Structured with Discipline.

MyLoanBank provides institutional-grade debt advisory and capital structuring solutions designed to strengthen liquidity, optimise balance sheets, and enable sustainable growth.

We operate as a structured capital bridge — aligning borrower objectives with lender frameworks through disciplined structuring, credit intelligence, and execution certainty.

Structured Debt Solutions

At MyLoanBank, we structure and execute institutional-grade funding solutions that enhance liquidity, optimise cost of capital, and support scalable expansion — without unnecessary complexity.

Structured term facilities designed for book expansion, working capital enhancement, refinancing, or growth initiatives. We align tenor, repayment profile, covenants, and security structures with your business model to ensure sustainability and lender comfort.

Suitable for:
  • NBFC book expansion
  • Business scaling
  • Capex and strategic growth
  • Liability diversification

Our focus remains on structuring for long-term balance sheet strength rather than short-term funding.

Customised NCD structures tailored for mid-to-large ticket institutional funding requirements. We assist in private placement structuring, security and covenant design, investor alignment, and documentation.

NCDs are particularly effective for:
  • Diversifying lender base
  • Raising larger ticket capital
  • Structured repayment flexibility
  • Institutional investor participation

Capital enhancement solutions structured to strengthen Tier II capital or improve leverage ratios. We create structures compatible with lender appetite by adhering to institutional risk frameworks.

Subordinated facilities support:
  • Regulatory capital augmentation
  • Balance sheet support
  • Growth acceleration without equity dilution

Strategic co-lending models enabling institutions to leverage shared capital deployment under predefined structures (e.g., 80:20 participation).

  • Risk-sharing framework & Regulatory alignment
  • Partner mapping & Operational integration
Enhances:
  • Disbursement capacity & Capital efficiency
  • Risk diversification & Distribution scalability

BC models structured for distribution-led institutions seeking to ride on regulated entities’ balance sheets.

  • FLDG and non-FLDG models
  • Risk allocation frameworks
  • Access regulated lending capacity

Working Capital & Trade Finance

Structured liquidity solutions designed to optimise cash flow cycles, strengthen operating flexibility, and support day-to-day business continuity.

Revolving working capital facilities structured against receivables, stock, or defined collateral.

  • Ongoing liquidity for operational needs
  • Improved treasury control
  • Reduced dependence on short-term borrowing

Funding against confirmed receivables from rated or established buyers.

  • Unlock cash tied up in invoices
  • Improve working capital turnover
  • Strengthen liquidity without long-term debt

Capital raised against fixed or near-fixed rental receivables from credible tenants. Allows businesses to monetise predictable income streams and access medium-term funding.

Structured financing solutions embedded within purchase and sales cycles. Designed to enhance procurement capacity and improve distributor strength.

Asset-Backed & Leasing Finance

Structured financing solutions designed for asset-heavy and capex-intensive businesses seeking growth without straining liquidity.

Term facilities structured against plant, machinery, and production lines. Supports capacity expansion and technology upgrades.

Operating and finance lease structures for commercial fleets. Improves balance-sheet flexibility and preserves working capital.

Structured funding for expansion projects and operational scaling. We align deployment with execution timelines.

Growth Debt

Non-dilutive capital solutions designed for fast-growing, VC-backed, and high-potential businesses seeking to scale without equity dilution.

Debt capital provided alongside equity rounds to extend runway. Used for financing growth initiatives without immediate dilution.

Flexible capital linked to predictable revenue streams. Align repayments with revenue performance and maintain operational flexibility.

Strategic Advisory & Capital Structuring

Institutional-grade advisory solutions designed to strengthen credit architecture and optimise capital deployment.

Refinement of credit policies aligned with regulatory norms. Underwriting frameworks, risk segmentation, and governance alignment.

Independent review of lending portfolios to identify asset quality, delinquency patterns, and structural resilience.

Our Process

From Requirement to Disbursement — Fast, Transparent & Structured

1

Requirement Discovery & Assessment

  • Capital Requirement & Book Size
  • Portfolio quality & Credit metrics
  • Strategic timelines & objectives

Outcome

✔ Eligibility check ✔ Go/No-Go within 48 hours
2

Diagnosis & Documentation

  • Lender-style credit review
  • Portfolio performance (PAR/Delinquency)
  • Lender-ready Documentation Pack

Outcome

✔ Investor-ready profile ✔ Higher lender acceptance
3

Structure Design & Mapping

  • Optimal funding structure design
  • Matching with Banks, NBFCs, AIFs
  • Term Loan/Co-lending/Venture Debt

Outcome

✔ Perfect Lender Match ✔ High Approval Probability
4

Engagement & Evaluation

  • Query resolution & Audit coordination
  • Compliance & Due diligence mgmt
  • Negotiation of terms

Outcome

✔ Term sheet within 2-5 weeks ✔ Complete Data Support
5

Closure & Disbursement

  • Legal & Agreement coordination
  • Final Compliance & Drawdown plan
  • Execution to Fund hit

Outcome

✔ Smooth, Surprise-free closure ✔ Established Lender Relation

⭐ Why This Process Works

Lender-Grade Rigor
We prepare cases as lenders expect them.
Faster Approvals
Clean documentation = fewer queries.
Higher Success Rate
Right lenders + right structure.

Ready to Raise Capital?

Explore how MyLoanBank can help you access structured debt quickly and efficiently.