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Case Study

Case Study 1

Scaling Liquidity for a Mid-Sized NBFC

Strengthening Balance Sheet Capacity for Fast-Growing Lenders
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Client Profile

A mid-sized NBFC operating in MSME and consumer lending, expanding rapidly across Tier 2–3 markets.

Challenge

  • AUM growth exceeding equity infusion
  • Existing lenders cautious due to liquidity
  • Need for rating stability & fresh institutional relations

MyLoanBank Solution

  • Arranged ₹75 Cr via term loan + co-lending
  • Re-engineered credit covenants
  • Rating improvement from BBB– → BBB (Stable)

Outcome

  • 1.8× AUM growth within 9 months
  • Borrowing cost reduced by 120 bps
  • Two new long-term institutional partners onboarded
  • Improved liquidity buffer & stronger leverage metrics
“MyLoanBank enabled not just capital, but conviction — their structure and lender relationships unlocked growth when markets were tight.”
Case Study 2

Venture Debt for a Growth-Stage Fintech

Enabling Non-Dilutive Runway Extension for VC-Backed Digital Lenders
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Client Profile

Series B fintech, backed by global VC funds and scaling collections-led lending products.

Challenge

  • Negative EBITDA with improving revenue visibility
  • Equity round timing uncertain
  • Required structure balancing investor comfort + flexibility

MyLoanBank Solution

  • Secured ₹20 Cr revenue-based venture debt
  • Designed a convertible bridge clause
  • Syndicated across a top-tier NBFC and a Category II AIF

Outcome

  • 14-month runway extension without equity dilution
  • Cashflows stabilized through aligned repayment structure
  • Strengthened lender–investor confidence ahead of Series C
“MyLoanBank understood our business model faster than most lenders — their venture debt structure fit us perfectly.”
Case Study 3

Supply Chain Finance for Manufacturing SME

Unlocking Working Capital for Vendors Supplying India’s Leading OEMs
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Client Profile

A B2B manufacturing SME supplying high-precision components to major OEMs.

Challenge

  • Limited collateral & stretched receivables
  • Cyclical order flow created liquidity gaps
  • Need for a flexible yet lender-friendly structure

MyLoanBank Solution

  • Created ₹30 Cr supply-chain finance structure via NBFCs
  • Blended invoice discounting + short-term CC limit
  • Integrated anchor OEM confirmations to reduce risk

Outcome

  • Liquidity turnover improved 2.5×
  • Receivable days reduced from 90 → 48
  • Fully digital onboarding enabled quick scale-up
“The MyLoanBank team translated our business flows into a lender-friendly structure — they truly operate with institutional rigor.”

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